Wednesday, January 25, 2012

Making an insurance claim in Charlotte NC for your damaged roof


charlotte nc roofing insurance claims
Image courtesy of freedigitalphotos.net
Did you know that your homeowner’s insurance will cover the cost of repairing or replacing your roof. If your roof has been damaged by a hurricane, or a hail storm that passed through your location, or as a result of a house fire, you need to negotiate with your insurance company to make a claim.

How it works
In order to make a claim, you need to include details such as the date your roof suffered damage, as well as photos of the damage. Insurance companies would also need a written price quotation from an independent roofing contractor indicating how much the restoration work would cost.

After making a claim to cover the cost of repair, your insurance company will send a representative to your house to assess the damage and estimate the cost of repairs. Remember that the insurance company also has a duty not to spend more money than is needed to satisfy the terms of your policy.

Insurance representatives are not experts on roofing, nor will they be the ones who will be removing your old roof, or making the necessary repairs. Insurance adjusters may have an inaccurate view of exactly how much it really is going to cost to fix your roof, so both you and your home insurance company have to rely on roof experts for an estimated cost.

The need for a reputable roofing contractor in insurance claims
Your trusted roofing experts in Charlotte can provide you with professional advice on hail damage to your roof and offer a free estimate of the cost of repairs required. You can have your insurance claim for roof damage processed more quickly if your roofer’s price quotation matches the adjuster’s estimate. Contacting your roofing contractor before making your insurance claim is strongly recommended.

If you need assistance with filing an insurance claim for roof damage, don’t hesitate to call Advanced Roofing and Exteriors, trusted Charlotte roofing contractor. The best roofer to fix your roof is also your best ally when it comes to roofing insurance claims.